Pay less Tax 

- Making the most of your money and Currency (Forex) Exchange articles

Making the most of your money    Expat Financial Advice Spain

Warning, 0% interest rates December 2008 Tel 00 34 645 257 525   Email barry.davys@spectrum-ifa.com

In This Issue Making the Most of your Money Pay less tax Currency Exchange - Better exchanges Call Barry Davys  Tel 00 34 645 257 525 Email barry.davys@spectrum-ifa.com Quick Links... Our Website Products Services More About Us     Dear Barry,  We are already seeing the first bank accounts paying 0%, yes ZERO %, interest.  This is before the further cuts in interest rates that are expected from countries over the next few weeks.   Here we look at the importance of making the most of your money and how to reduce the amount that the tax man takes from your investment. Making the Most of your Money.     With interest rates rapidly heading towards 0% it has never been more important in our entire lifetime to make sure we make the most of our money.   If you make the most of your money there are significant benefits to be had. Pay less tax   It is bad enough that interest rates are so low but to loose up to 35% of your interest in tax is adding insult to injury.  Fortunately, there is a simple way to reduce the tax you pay on your investments.  Follow this link to Pay Less Tax Currency Exchange   Moving money from one country to another country with a different currency can be expensive.  We have much experience in helping clients with this transaction and the results speak for themselves.  Currency Exchange Case Study Thank you for your support over the last 12 months.  We are pleased that so many of you are doing so well after following our guidance.  For our clients, they are "beating" the downturn  Barry Davys MBA Dip PFS, Spectrum IFA Group