Expat Financial Advice Spain

Pay less Tax, Making the most of your money and Currency (Forex) Exchange articles

Making the most of your money  

 Expat Financial Advice Spain

Warning, 0% interest rates December 2008
Tel 00 34 645 257 525  
In This Issue
Making the Most of your Money
Pay less tax
Currency Exchange - Better exchanges
Barry Davys Independent Financail Advice 


Call Barry Davys 

Tel 00 34 645 257 525
Join Our Mailing List
Quick Links...
   
Dear Barry, 

We are already seeing the first bank accounts paying 0%, yes ZERO %, interest.  This is before the further cuts in interest rates that are expected from countries over the next few weeks.
 
Here we look at the importance of making the most of your money and how to reduce the amount that the tax man takes from your investment.
Making the Most of your Money.    
Make the most of your money
With interest rates rapidly heading towards 0% it has never been more important in our entire lifetime to make sure we make the most of our money.
 
If you make the most of your money there are significant benefits to be had.
Pay less tax
 
It is bad enough that interest rates are so low but to loose up to 35% of your interest in tax is adding insult to injury.  Fortunately, there is a simple way to reduce the tax you pay on your investments.  Follow this link to Pay Less Tax
Currency Exchange
 
Moving money from one country to another country with a different currency can be expensive.  We have much experience in helping clients with this transaction and the results speak for themselves.  Currency Exchange Case Study
 
Thank you for your support over the last 12 months.  We are pleased that so many of you are doing so well after following our guidance.  For our clients, they are "beating" the downturn 
Independent Financial Advice

Barry Davys MBA Dip PFS, Spectrum IFA Group

Barry Davys is a Spectrum IFA Group partner
Baskerville Advisers S.L. CIF B 63/137 020
Correduria de Seguros: No de Registro RDGS J2306
Paseo de Gracia 63, Principal, 2a, 08008, Barcelona.
Seguro responsabilidad civil AIG Europe No 0131900503